Sickness and Injury Benefits
Sickness and Injury Benefits
Blog Article
Several types of benefits are available to help employees during times when they cannot work. Sickness and injury benefits, workers’ compensation, disability insurance, and survivor benefits all provide financial support to employees who are ill or injured on the job. Each benefit is designed to provide different kinds of support, and the types of sickness or injuries that are covered differ from one another. The articles linked below can give you more information about each type of benefit.
Sickness and Injury Benefits
When an employee is ill due to a non-work-related illness, they may be eligible for a sick leave benefit that provides partial replacement of their pay. This benefit can be used to cover any expenses that arise as a result of an illness or injury, such as hospitalization, doctor visits, prescriptions, and transportation costs to and from the doctor. The amount of the sickness benefit is determined by how many days out of work an employee has due to the illness or injury. The amount paid for an absence varies by bargaining unit.
Workers’ Compensation
When a worker is injured at work, they 傷病手当金 must report the accident to their supervisor immediately and follow their agency’s accident reporting procedures. If they cannot go back to work due to the injury, they may be entitled to receive temporary total disability benefits, which are calculated as two-thirds of their average weekly wage (AWW) for up to 122 weeks, or the degree of their permanent impairment based on a schedule that includes amputations, blindness, significant scarring, paralysis, and loss of use of a body part or organ.
All employees are covered by the Worker’s Compensation program, including all full-time, regular and part-time staff members, reclassified faculty, student employees, appointees, and trainees. Individuals covered by collective bargaining agreements receive workers’ compensation benefits in accordance with those agreements.
Disability Insurance
All University employees are insured for disability insurance through the State of New York. The coverage is provided by the Workers’ Compensation Board of the State of New York, and it covers all work-related illnesses or injuries, regardless of who caused the accident or how the injury happened. Benefits include medical treatment for the injury, cash payments that partially replace lost wages, and additional payments if an injury results in a permanent disability.
The State also pays survivor benefits to surviving spouses and children of workers who died due to work-related injuries or illnesses. Spouses and children may be eligible to receive weekly benefits, which are calculated as two-thirds or the maximum of the State’s average weekly wage in place at the time of the worker’s death. These benefits are adjusted for cost of living every two years. Spouses and children may also be eligible for funeral and burial expenses. Spouses and children who are permanently disabled as a result of a work-related injury or disease are eligible to receive an additional payment equal to the difference between their current income and the State’s maximum weekly benefit.
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